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Annual report

Annual report 2021
inVor financial situation remains good: the funding ratio as of 31 December 2021 is at 124.0% (previous year: 118.9%). The fluctuation reserve is funded up to its target level. In addition, the Foundation has free funds of CHF 34.3 million. The financial markets developed extraordinarily positive in 2021. Thanks to the significant price gains on equity investments and changes in the value of real estate (incl. renovations), the return on investments was outstanding at +11.32% (previous year: +4.09%). Thanks to this result, an interest rate of 3.5% is provided to actively contributing members' retirement capital for 2021. As of 1st January 2022, actively contributing members also received an additional credit of 4.0% on their retirement capital as of 31 December 2020.



The reports of the years 2010 to 2020 can be found in our archive.